American Borrowers Are Getting Closer to Maxing Out

Card loans are still growing, on average rising 1.6% in October over September across five big U.S. card lenders.

  • The typical seasonal increase is 0.7%.
  • The average rate of 30-day-plus delinquency across the five big lenders jumped 0.16 percentage point from September to October, above the typical seasonal jump of 0.06 point.

U.S. retail sales slowed in October, but by less than feared, and were still at an overall solid level.

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